The 7 Best Loan Agencies in Houston

When it comes to securing a loan in Houston, finding the right loan agency can make all the difference. Whether you’re looking to buy a new home, start a business, or cover unexpected expenses, choosing the best option is crucial. In this guide, we’ll explore the 7 Best Loan Agencies in Houston to help you make an informed decision.

Here are some common services offered by loan agencies in Houston:

  • Personal Loans – for covering personal expenses or consolidating debt
  • Mortgage Loans – for purchasing or refinancing a home
  • Auto Loans – for buying a new or used vehicle
  • Business Loans – for starting or expanding a business
  • Student Loans – for financing education

When choosing a loan agency, consider these important aspects:

  • Interest Rates – Compare rates to find the best deal
  • Repayment Terms – Understand the flexibility and duration of repayment
  • Fees – Be aware of any additional fees that may apply
  • Customer Service – Look for agencies with strong customer support
  • Reviews – Check customer reviews for insights into the agency’s reputation

By considering these factors, you can find a loan agency in Houston that meets your financial needs and goals.

7

Number of companies

10684

Verified reviews

4,97

Average rating

Oportun
(346)2164362

1. Oportun

★ ★ ★ ★ ★ 5,0/5
5316 Airline Dr Suite A, 77022.0, Houston
  • Loan agency
  • Financial institution

Why we chose them

Oportun is recognized for its commitment to providing accessible financial solutions as a reputable loan agency and financial institution. The company stands out in the industry for its dedication to offering personalized loan services that cater to a diverse clientele. By focusing on inclusivity and affordability, they have become a trusted partner for individuals seeking financial support, making them a valuable addition to our directory.

Despite the technical challenges sometimes encountered on their website, such as security verifications, the company’s emphasis on performance and security ensures that clients have a safe and reliable online experience. This focus on customer protection and service quality highlights their commitment to excellence, aligning perfectly with the values we prioritize when selecting companies for our directory.

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Titlemax Title Loans
(281)9338687

2. Titlemax Title Loans

★ ★ ★ ★ ★ 5,0/5
12015 Murphy Rd, 77031.0, Houston
  • Loan agency
  • Car finance and loan company

Why we chose them

TitleMax Title Loans is a prominent loan agency specializing in car finance and personal loans, offering quick and convenient financial solutions. Located in Houston, this company provides a seamless application process for those in need of fast cash. By leveraging vehicle titles as collateral, they offer competitive rates and flexibility, allowing customers to keep driving their vehicles while securing funds. Known for accommodating most credit types, they aim to assist a wide range of clients with their financial needs, whether it’s covering unexpected expenses or managing short-term financial challenges.

With an emphasis on excellent customer service, the company has garnered positive feedback for its supportive and attentive staff. This commitment to customer satisfaction is reflected in the efficient approval process and the ability to provide same-day cash. They also offer personal loans, which require minimal documentation and ensure quick approvals. The company’s focus on convenience and accessibility makes it a favored option for residents in the greater Houston area, providing a reliable solution to financial emergencies.

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Speedy Cash
(713)9104338

3. Speedy Cash

★ ★ ★ ★ ★ 4,9/5
1160 Edgebrook Dr, 77034.0, Houston
  • Loan agency
  • Check cashing service
  • Money order service
  • Money transfer service

Why we chose them

Speedy Cash is a standout choice for our directory due to its comprehensive range of financial services tailored to meet diverse customer needs. As a prominent loan agency, it provides quick and accessible loan options, ensuring that clients can secure funds with ease. Beyond loans, the company excels in offering reliable check cashing services, making it convenient for individuals to access their money promptly. This versatility and commitment to customer convenience set it apart in the financial services sector.

In addition to loans and check cashing, Speedy Cash extends its expertise to money order services and money transfer services. These offerings cater to those who need secure and efficient ways to manage their finances, whether sending money domestically or internationally. This wide array of services highlights the company’s dedication to being a comprehensive financial hub, making it a valuable addition to our directory for individuals seeking dependable financial solutions.

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Ace Cash Express
(713)2715938

4. Ace Cash Express

★ ★ ★ ★ ★ 5,0/5
6883 S Gessner Rd, 77036.0, Houston
  • Loan agency
  • Check cashing service
  • Money order service
  • Money transfer service

Why we chose them

ACE Cash Express stands out as a reliable financial service provider, offering a variety of essential services to its customers. Specializing in loan agency, check cashing service, money order service, and money transfer service, the company caters to a diverse clientele seeking quick and accessible financial solutions. Their comprehensive range of services ensures that individuals can manage their finances efficiently, whether they need a short-term loan or a secure way to send money.

The company’s commitment to customer security and service integrity is evident through its use of advanced security measures to protect its online platform. This focus on safety ensures that clients can confidently access financial services without compromising their personal information. By prioritizing customer trust and convenience, ACE Cash Express has carved out a significant presence in the financial service industry.

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Advance America
(713)4517002

5. Advance America

★ ★ ★ ★ ★ 5,0/5
14658 Woodforest Blvd, 77015.0, Houston
  • Loan agency
  • Financial institution
  • Money order service

Why we chose them

Advance America stands out as a key player in the financial services sector, offering a range of essential services that cater to diverse financial needs. As a well-established loan agency and financial institution, the company is committed to providing accessible financial solutions, ensuring customers have the support they need when managing their finances. With a focus on convenience and reliability, they have become a trusted resource for individuals seeking financial assistance in various forms.

In addition to its core services, the company also offers a money order service, further enhancing its portfolio of financial solutions. This service is particularly valuable for customers who require secure, efficient transactions. By integrating multiple financial services under one roof, the company simplifies the process for clients, making it a one-stop destination for financial needs. This commitment to comprehensive service delivery is why it has been selected for inclusion in our directory.

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Oportun at DolEx
(866)4886090

6. Oportun at DolEx

★ ★ ★ ★ ★ 4,9/5
Inside DolEx, 12267 Veterans Memorial Dr, 77067.0, Houston
  • Loan agency
  • Financial institution

Why we chose them

Oportun at DolEx stands out in our directory due to its commitment to providing accessible financial solutions. As a reputable loan agency and financial institution, it focuses on offering personalized financial services that cater to a diverse clientele. Known for its customer-centric approach, the company strives to make financial empowerment attainable for all, ensuring that their services are both reliable and secure.

The verification process on their website highlights their dedication to security and trust, utilizing advanced measures to protect client information. This attention to detail underscores their commitment to maintaining high standards of performance and security, ensuring a seamless experience for users. Their strategic use of technology, as evidenced by their engagement with Cloudflare, further emphasizes their focus on safeguarding customer data while providing top-notch financial services.

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Republic State Mortgage Co

7. Republic State Mortgage Co

★ ★ ★ ★ ★ 5,0/5
815 Hawthorne St, 77006.0, Houston
  • Mortgage lender

Why we chose them

Republic State Mortgage Co. stands out as a premier mortgage lender known for its commitment to providing personalized and efficient home financing solutions. Their dedication to customer satisfaction and tailored mortgage options makes them a noteworthy addition to our directory. With a focus on understanding each client’s unique needs, they ensure a seamless mortgage process, making homeownership more accessible and straightforward.

The company’s expertise in the mortgage lending industry is complemented by a user-friendly approach, enabling clients to navigate the complexities of home loans with ease. Their comprehensive services cater to a wide range of homebuyers, from first-time purchasers to seasoned investors, showcasing their versatility and depth of knowledge in the mortgage sector. This commitment to excellence and customer-centric service is why they have earned a place in our directory.

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FAQs

What types of loans can I get from a loan agency in Houston?

Loan agencies in Houston typically offer personal loans, mortgage loans, auto loans, business loans, and student loans. Each type of loan is designed to meet specific financial needs, such as buying a home, starting a business, or covering educational expenses.

How much do loan services typically cost in Houston?

The cost of loan services can vary widely based on the type of loan and the agency. Generally, interest rates for personal loans in Houston can range from 3% to 36%, mortgage loans from 2% to 5%, and auto loans from 3% to 12%. Fees may also apply, so it's important to discuss costs with your chosen agency.

How long does it take to get approved for a loan?

The approval time for a loan in Houston can vary depending on the type of loan and the agency's processes. Personal and auto loans might be approved within a few days, while mortgage and business loans could take several weeks. It's best to check with the agency for specific timelines.

What should I consider when choosing a loan agency in Houston?

When choosing a loan agency, consider interest rates, repayment terms, fees, customer service, and reviews. Comparing these factors will help you find an agency that aligns with your financial needs and offers favorable terms.

Are there any additional fees I should be aware of when taking a loan?

Yes, loan agencies may charge additional fees such as origination fees, late payment fees, or prepayment penalties. It's important to read the loan agreement carefully and discuss any fees with the agency before signing.

How do I know if I qualify for a loan?

Qualification criteria can vary by loan type and agency, but generally, agencies will consider your credit score, income, employment history, and debt-to-income ratio. It's advisable to check the specific requirements with the agency you are interested in.

Can I get a loan if I have bad credit?

Some loan agencies in Houston may offer loans to individuals with bad credit, though interest rates may be higher. It's essential to explore options such as secured loans or co-signers to improve your chances of approval.

What is the average interest rate for personal loans in Houston?

The average interest rate for personal loans in Houston typically ranges from 3% to 36%, depending on your credit score and the loan terms. Comparing rates from different agencies can help you find the best deal.

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