The 7 Best Financial Consultants in Houston

In the bustling metropolis of Houston, navigating the complex world of personal and business finance can be a daunting task. Whether you’re planning for retirement, managing investments, or looking to optimize your business’s financial health, the expertise of a top-tier financial consultant can be invaluable. With a plethora of options available, finding the right advisor to meet your specific needs can be challenging. That’s why we’ve curated a list of the 7 Best Financial Consultants in Houston to guide you in making informed decisions.

When choosing a financial consultant, consider the following services they may offer:

Investment Management – Strategies to grow and manage your investment portfolio.
Retirement Planning – Comprehensive plans to secure your financial future.
Tax Planning – Efficient strategies to minimize your tax liabilities.
Estate Planning – Structuring your estate to ensure your legacy is preserved.
Risk Management – Identifying and mitigating financial risks.
Business Financial Consulting – Tailored advice to enhance business profitability and sustainability.

Aspects to consider when selecting a financial consultant include:

Experience and Credentials – Verify their expertise and qualifications.
Fee Structure – Understand how they charge (hourly rate, flat fee, or percentage of assets).
Client Reviews and Testimonials – Insights from past clients about their experiences.
Personalized Service – Ability to tailor strategies to your unique financial situation.
Communication – Frequency and clarity of updates and advice.

Explore our detailed guide to find the perfect financial consultant to help you achieve your financial goals in Houston.

1. The Credit Agents
2. Bank of America
3. Petrus Retirement Planning

4. World Financial Group
5. Oak Harvest Financial Group
6. The College Money Guys
7. Fidelity Investments

Number of companies

3169

Verified reviews

4,40

Average rating

(281)7567060

1. The Credit Agents

★ ★ ★ ★ ★ 4,7/5

11211 Katy Fwy #570, 77079.0, Houston

Financial consultant
Credit reporting agency
Credit counseling service

Why we chose them

The Credit Agents – Credit Repair Houston stands out in the credit repair industry by offering a results-driven approach without monthly fees, ensuring clients only pay after seeing tangible improvements. Serving the entire Houston, TX area, they provide a complimentary credit review where expert analysts meticulously evaluate credit reports. The company’s tailored action plans aim to eliminate inaccuracies such as bankruptcies, medical bills, late payments, and more. Their unique strategies, including expedited service and collaboration with an FDCPA attorney network, set them apart from competitors. Clients can track their progress online 24/7, benefiting from best-in-class customer support.

Specializing in services such as financial consulting, credit reporting, and credit counseling, this company empowers clients by boosting FICO scores swiftly. Their comprehensive credit repair process includes ongoing credit mentoring and assistance with home loan applications, acting as advocates throughout the mortgage process. Testimonials highlight the company’s commitment to customer satisfaction, emphasizing the expertise and attentive service of their credit consultants. By focusing on removing errors and promoting healthy financial habits, they strive to transform poor credit into an asset, helping clients achieve their financial dreams.

(713)4546540

2. Bank of America

★ ★ ★ ★ ★ 2,2/5

7235 S Loop E, 77087.0, Houston

Financial planner
Financial consultant
Bank

Why we chose them

Bank of America in Houston offers a comprehensive range of financial services tailored to meet diverse customer needs. With a convenient drive-thru ATM, this location provides easy access to essential banking services, making transactions swift and efficient. The financial center is equipped with dedicated specialists who provide personalized advice and guidance to help customers manage their finances, whether it involves personal accounts, saving for large purchases, or planning for the future. Customers can also benefit from the industry-leading security features of the mobile and online banking app, ensuring their financial activities remain protected.

This branch stands out with its focus on small business support, offering services such as commercial deposits and change orders through dedicated business tellers. The drive-thru ATM enhances convenience by accepting deposits and credit card payments, and supports cardless transactions using tap-to-pay cards or smartphones. With multilingual support at the ATM, including languages like Spanish and Chinese, it caters to the diverse Houston community. The center’s commitment to financial education and economic mobility is evident through initiatives like Better Money Habits®, which provide valuable resources to empower individuals in managing their financial journeys.

(832)7303000

3. Petrus Retirement Planning

★ ★ ★ ★ ★ 4,9/5

440 Louisiana St #900, 77002.0, Houston

Financial planner

Why we chose them

Petrus Retirement Planning is a distinguished financial firm based in Texas, renowned for its expertise in retirement planning and capital preservation. The company stands out for its commitment to providing clients with a secure financial future by prioritizing the safety of principal investments and ensuring a reasonable rate of return over time. Their approach is centered around protecting financial accounts such as IRAs, Roth IRAs, 401(k)s, and annuities from market downturns, offering clients peace of mind with strategies that safeguard against losses while promoting safe growth.

The firm excels in simplifying complex financial concepts, making it easier for clients to understand and manage their retirement strategies. By focusing on principal protection, income planning, and life insurance, Petrus Retirement Planning empowers clients to feel secure in their financial decisions. Their philosophy emphasizes that retirement should provide the freedom to work by choice rather than necessity, ensuring that clients never outlive their money. This unique approach, combined with a dedication to straightforward communication, makes them a valuable addition to our company directory.

(713)8998107

4. World Financial Group

★ ★ ★ ★ ★ 5,0/5

1980 Post Oak Blvd Suite 341, 77056.0, Houston

Financial consultant
Life insurance agency
Insurance broker

Why we chose them

Albert Diaz – Financial Professional stands out as a trusted partner in Houston for individuals seeking to unlock their financial potential. With a commitment to comprehensive financial planning and protection, the company provides expert guidance in areas such as life insurance, retirement planning, debt management, and estate preservation. Their team of industry-leading financial experts offers tailored solutions to meet the unique goals of each client, ensuring personalized planning that aligns with individual needs and aspirations. The firm’s unwavering commitment to building lasting wealth and securing financial futures makes them a prominent choice for those in the Houston community.

This financial consultant and life insurance agency delivers a wide range of services, emphasizing both expert advice and local expertise. By offering a holistic approach to financial security, the company ensures that clients have access to comprehensive services, from insurance to investments. Their focus on personalized strategies and local knowledge further enhances their ability to serve the community effectively. With a reputation for excellence and dedication, they are a valuable addition to our directory, providing essential financial solutions to help clients achieve peace of mind and financial stability.

(281)3176363

5. Oak Harvest Financial Group

★ ★ ★ ★ ★ 4,9/5

920 Memorial City Way Suite 150, 77024.0, Houston

Financial planner
Consultant
Insurance broker
Investment service
Tax consultant

Why we chose them

Oak Harvest Financial Group stands out as a leading provider of comprehensive financial services, offering a range of solutions from financial planning and consulting to insurance brokerage and investment management. With a strong focus on retirement planning, the company’s unique approach, known as the Oak Harvest Retirement Success Plan, integrates investment, income, tax, and estate planning to tailor strategies that align with each client’s personal goals. The firm’s philosophy centers on reducing risk, increasing income, and minimizing taxes, making it an ideal choice for those seeking a holistic approach to financial stability and growth.

What sets the company apart is its commitment to providing clients with the same level of expertise available to large institutional investors. Their experienced in-house investment and planning team emphasizes risk management and asset diversification, ensuring that clients’ portfolios are managed with precision and care. Additionally, the firm’s transparent fee structure and dedication to client interests underscore their core values of service, honesty, and value beyond expectations. Through educational events, podcasts, and market updates, the firm actively engages with clients, empowering them to make informed decisions about their financial futures.

(713)4222720

6. The College Money Guys

★ ★ ★ ★ ★ 4,7/5

2000 N Loop W #200, 77018.0, Houston

Financial consultant
Educational consultant
College
Financial planner

Why we chose them

The College Money Guys stands out for its exceptional expertise in guiding families through the complex financial landscape of higher education. As a leading financial consultant and educational consultant, the company specializes in helping students and parents navigate college expenses with ease. Their personalized approach ensures that clients receive tailored advice and strategies, making the college financial planning process more manageable and less stressful.

Offering a comprehensive suite of services, including college and financial planner consultations, they provide invaluable support to families seeking to maximize their financial resources. The company’s commitment to education and financial literacy makes it a valuable addition to our directory, highlighting their dedication to empowering clients with the knowledge and tools needed to achieve their educational goals efficiently.

(800)5727011

7. Fidelity Investments

★ ★ ★ ★ ★ 4,4/5

12532 Memorial Dr, 77024.0, Houston

Financial planner
Investment service

Why we chose them

Fidelity Investments is a renowned financial services provider offering comprehensive financial planning and investment services. Known for its robust advisory and brokerage services, the company caters to a diverse clientele seeking personalized investment strategies. With a focus on wealth management, retirement planning, and long-term care, Fidelity empowers clients to meet their financial goals through innovative solutions such as robo investing and sustainable investing. The firm is committed to delivering insights and tools that enhance the client experience, ensuring that investment decisions are well-informed and tailored to individual needs.

At the core of Fidelity’s offerings is a commitment to security and protection, backed by FDIC and SIPC coverage. The company provides a wide array of investment products, including mutual funds, stocks, crypto, and ETFs, catering to both novice and active traders. Their services extend to specialized areas like direct indexing and health savings accounts, showcasing a comprehensive approach to financial wellness. By leveraging the expertise of licensed advisors, Fidelity ensures that clients receive guidance that aligns with their unique financial situations and aspirations, making it a valuable addition to our directory.

FAQs

What services do financial consultants in Houston typically offer?

Financial consultants in Houston offer a range of services including investment management, retirement planning, tax planning, estate planning, risk management, and business financial consulting. These services are designed to help individuals and businesses optimize their financial health and achieve their goals.

How much do financial consulting services cost in Houston?

The cost of financial consulting services in Houston can vary depending on the consultant's experience and the complexity of the services required. On average, fees may range from €150 to €500 per hour, or a flat fee ranging from €1,000 to €5,000 for specific projects. Some consultants may charge a percentage of assets under management, typically between 0.5% to 2% annually.

How long does it typically take to see results from financial consulting?

The timeline for seeing results from financial consulting depends on the goals and strategies involved. Short-term goals like tax planning may show results in a few months, while long-term goals such as retirement planning or investment growth may take several years to fully realize. Regular reviews and adjustments can help track progress effectively.

What qualifications should I look for in a financial consultant in Houston?

When selecting a financial consultant in Houston, consider their experience, credentials such as CFP (Certified Financial Planner) or CFA (Chartered Financial Analyst), and any specialized training relevant to your needs. Additionally, check for client reviews and testimonials to gauge their reputation and effectiveness.

How can I choose the right financial consultant for my needs?

To choose the right financial consultant, assess your financial goals and needs, and compare consultants based on their experience, services offered, fee structures, and client reviews. It's also important to ensure they provide personalized service and maintain clear and frequent communication.

What should I consider regarding the fee structure of financial consultants?

Consider whether the consultant charges an hourly rate, flat fee, or a percentage of assets under management. Understanding the fee structure helps you evaluate the cost-effectiveness of the service and ensures transparency in the financial relationship.

How do financial consultants help with retirement planning?

Financial consultants assist with retirement planning by analyzing your current financial situation, estimating future income needs, and developing a tailored plan to achieve those goals. This may include investment strategies, savings plans, and tax-efficient withdrawal strategies to ensure a secure financial future.

Why is personalized service important in financial consulting?

Personalized service is crucial because it ensures that the financial strategies and advice are tailored to your unique financial situation, goals, and risk tolerance. A consultant who offers personalized service will provide more relevant and effective guidance, helping you achieve your specific financial objectives.